Mortgage

Budgeting for Beginners

By Melissa Aguilar | December 23, 2021

Deciding you finally want to get a handle on your finances and figure out how to budget can be overwhelming. Luckily, there are a lot of different budgeting methods, so you’re bound to find one that works for you. Here are some great ideas for budgeting for beginners. The Envelope…

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How to raise your credit

How to raise your credit score

By Melissa Aguilar | December 17, 2021

Having a good credit score is vital to a lot of the big financial decisions in your life, like securing a mortgage or car loan. With a lot of contradictory information out there, it can be hard to know how to raise your credit score. The three major credit bureaus…

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The Hidden Costs of Buying a Home in 2021

By Melissa Aguilar | December 10, 2021

Saving up for a down payment is just the first big step to becoming a home owner. Sure you know you’ll have to pay your real estate agent, closing costs, and inspection fees. But there are tons of other hidden costs of buying a home that you should be aware…

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Man looking at bills on his desk

How to buy a house with bad credit

By Melissa Aguilar | December 6, 2021

If you feel like you’re ready to buy a house but have bad credit, you likely have options. Each lender can set their own terms and the minimum credit score they’ll approve. Some will work with people with a score as low as 500. Before sitting down with a lender,…

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How much home can you afford?

By Melissa Aguilar | November 29, 2021

Before you get carried away scrolling for your dream home online, you need an idea of what is in your price range. Here are few pointers to help you determine how much home you can afford. If you are already a homeowner, you can use a tool like LowerMyBills refinance…

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Small home with rent and buy think bubbles

Should I rent or buy my home?

By Melissa Aguilar | November 23, 2021

Among the biggest financial decisions you’ll make in your life is whether you should rent or buy a home. When you’re ready to become a homeowner for the first time, there are a couple of things you should evaluate before shopping around for homes. What are your values right now?…

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Best Tips for a First-time Home Buyer

By Melissa Aguilar | November 12, 2021

Congrats on making the decision to become a homeowner for the first time! While making such a big investment is always exciting, it can also be scary and confusing. Here’s a quick guide with tips for a first-time homebuyer. Calculate how much home you can afford Before what will likely…

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Women sitting on couch with dog

Buying a House Without Your Spouse on the Mortgage

By New Rate Hub Team | May 25, 2021

A lot has to be considered when preparing to purchase a house. But for couples, deciding whether to have both names on the home loan or have one spouse is a big decision to make. Maybe having one spouse on the home loan might be a good option. Is it…

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Here’s Why Now is the Best Time to Save Thousands on a New Solar Installation

By New Rate Hub Team | March 25, 2021

From 2006 to 2016, the number of American homes with solar panels installed jumped from 30,000 to over 3.8 million. Most credit this growth to changing consumer habits toward clean energy. But the reality is, the majority of these homeowners made the switch to solar based on the savings they…

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Saving Money and Staying Safe; Why Home Security Systems are so Important.

By New Rate Hub Team | March 25, 2021

According to a recent FBI study, a burglary happens every 25.7 seconds. In 2018 alone, there are estimated to have been over one million burglaries in the U.S—and that’s down 11.9% from the previous year! As Americans, we want to protect our property, our family, and our friends. For a…

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Discover These Five Strategies You Can Use Today to Consolidate Your Debt and Become More Financially Secure

By New Rate Hub Team | March 25, 2021

As many Americans struggle to make ends meet, they consistently turn to credit cards and other types of loans to stay afloat. Unfortunately, when not managed correctly, debt can start piling up. If you are like the thousands of people swimming in a sea of late bills and negative balances,…

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Over 45? These 7 Simple No-Brainer Benefits can Save You Over $3500+ in a Single Year.

By New Rate Hub Team | March 25, 2021

As seniors, we know the value of a dollar. Thousands of people 45+ have already taken advantage of these money-saving programs to lighten the load on their wallets. Sadly, many of these benefits are hidden from public view, making them only available for those in the know.   Missing out…

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