Mortgage

How to Save Thousands on your Mortgage

Girl at counter happy and cheering

There are tons of hidden costs that go into buying a home. You don’t just have to worry about having enough for the down payment. After the closing costs, maintenance costs, and making your house feel more like a home, you could be out quite a bit of money. Luckily, there are websites like Lower…

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Hiring a Real Estate Agent: Do’s and Don’ts

A couple sitting down signing documents with a real estate agent

The home buying process has so many steps in it. It is easy to feel overwhelmed and be worried that you’ll miss a piece of paperwork or a procedure. Getting it all done can be a lot easier with the help of an expert. To find the best match for you, here are some questions…

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The Hidden Costs of Buying a Home in 2021

Saving up for a down payment is just the first big step to becoming a home owner. Sure you know you’ll have to pay your real estate agent, closing costs, and inspection fees. But there are tons of other hidden costs of buying a home that you should be aware of before signing on the…

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How to buy a house with bad credit

Man looking at bills on his desk

If you feel like you’re ready to buy a house but have bad credit, you likely have options. Each lender can set their own terms and the minimum credit score they’ll approve. Some will work with people with a score as low as 500. Before sitting down with a lender, you should have a full…

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How much home can you afford?

Before you get carried away scrolling for your dream home online, you need an idea of what is in your price range. Here are few pointers to help you determine how much home you can afford. If you are already a homeowner, you can use a tool like LowerMyBills refinance calculator. You might be able…

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Should I rent or buy my home?

Small home with rent and buy think bubbles

Among the biggest financial decisions you’ll make in your life is whether you should rent or buy a home. When you’re ready to become a homeowner for the first time, there are a couple of things you should evaluate before shopping around for homes. What are your values right now? A student living close to…

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Best Tips for a First-time Home Buyer

Congrats on making the decision to become a homeowner for the first time! While making such a big investment is always exciting, it can also be scary and confusing. Here’s a quick guide with tips for a first-time homebuyer. Calculate how much home you can afford Before what will likely be the biggest purchase of…

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